How Payday Loans Work

Payday loans can give you access to quick, effortless cash now, just when you need it most.

What do I need to Qualify?

• Be over the age of 18 at the time of applying for a payday loan
• Take home a net salary (or other provable income) of at least £750 per month
• Have a bank account with a valid debit card

• Reside in England, Scotland or Wales

That’s it! There’s no need to fax any documents or cheques. The whole payday loan lending process takes under 6 minutes from start to finish to complete – this includes signing your loan agreement!

How do I apply?

• To get started, simply fill in the Payday Loan Application Form and press ‘Submit’*.
• Within a minute we will tell you if you have been approved* through our automated online process.

• Once you’ve received payday loan approval, just enter your bank account details (so we can pay you) and debit card details (so you can repay us on your payday) and press ‘Submit’.

Please note that all information is sent via secure 128-bit SSL connection for your security!

• Your loan agreement will be displayed online – Simply sign the agreement online and your payday loan will be completed.

• We will transfer your cash into your bank account by means of same day priority cash transfer (CHAPS) on the same working day.

* Occasionally we will be unable to confirm all details automatically. Should this be the case we will ask you to fax in simple documentation for us to be able to approve your loan.

• Speedy, Effortless Cash loan to help you overcome an urgent short term cash shortage.
• No lengthy loan approval periods or endless amounts of documents to complete. Payday loans can be applied for and finalized online.
• No collateral required.
• No need to sell anything to quickly pay that outstanding bill or provide for an unexpected emergency.
• Easy Bridging Cash to cover short term cash needs while you set-up an unsecured loan, secured loan or remortgage, etc.
• Transparent Loan Terms: The fees for payday loans are fixed and presented to you before you finalize your payday loan agreement. There are no surprise hidden charges or extra handling fees involved.
• Guaranteed Confidentiality We don’t contact your employer or your family. We don’t discuss your application or loan with anyone other than you – period.

• Utmost convenience: The entire process can be completed in minutes from the comfort and privacy of your own home. There is no need for you to stand in a queue or sit in a waiting room for hours, or feel like you have to explain why you need the loan.

So don’t lose any more sleep over it. Get a quick, effortless payday loan online right now whether you reside in England, Scotland or Wales!